Pay your employees on time, everytime!
Secure payday with Payroll Financing. Keep your employees motivated and your operations smooth
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Manage Cash Flow Easily.
Secure Employee Loyalty.
Keep Your Business Running.
Loan type
Payroll Financing
Secure your business’s cash flow with our flexible capital loans, designed to meet your urgent payroll needs.
Loan amount
₦1M to ₦1B (recurring)
Access loan amounts ranging from N1,000,000 to N1 billion, ensuring your company has the funds it needs, when it needs them.
Tenor
Monthly (floating)
Enjoy the flexibility of monthly repayment terms, to align with your business’s cash flow.
Interest rate
Competitive Rates
Enjoy competitive interest rates, ensuring affordable and manageable loan repayments.
Why Choose Us?
Guaranteed payday for your employees
No more stress to pay salaries or delayed salary payment
Increase employee satisfaction
Boost morale and productivity with timely payments
Financial security and stability
Uninterrupted business operations
Maintain continuity in your daily operations
Our vision is to help businesses & employees enjoy a better life and do more with their earnings
Seamless payments
Reliable, instant transactions alongside extensive reporting and analytics
Bank Level Security
Securely encrypted transactions and bank grade security features
Data Privacy
Approval workflows to ensure only authorised access to company data
Give your employees assurance with fixed dates
Secure timely payroll and maintain seamless operations with Salary Assurance.
Let's answer some of your questions
Are Payroll Financing loans provided directly by SeamlessHR?
While SeamlessHR facilitates the Payroll Financing process, the loans are provided in partnership with Sterling Bank. This collaboration ensures that Sterling Bank offers the necessary financial support, recommended by SeamlessHR, to meet your needs.
How quickly can funds be disbursed?
Once your application is approved, you can receive the funds quickly, often within a few business days. Our streamlined process ensures you get the support you need promptly.
What are the repayment terms?
Payroll Financing requires a single payment, which our team will outline during the application process.
Will there be any additional fees charged?
Yes, management fee of 1% flat on loan amount.
What documents are required for processing?
Business Registration Documents and Financial Statements.
Can I extend the repayment term if needed?
If you need to extend the repayment term, please reach out to our support team as soon as possible. We will review your situation and discuss available options to assist you.